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Financial Services By Paul Summers & Co Accountants Stockport

Financial Services

Chartered Certified Accountants based in Stockport, Paul Summers & Co can save you time and money whilst bringing you peace of mind.

Our association with Summers Financial Services allows us to offer financial planning services which can help achieve your financial aspiration and find the right products for you.

Summers Financial Services are fully authorised by the Financial Conduct Authority (FCA) and have particular expertise in the following areas;

  • Mortgages
  • Pensions
  • Estate planning
  • Investments

For more information, please contact our office on 0161 449 7684.

Workplace Pensions

Workplace pension law has changed. Every employer has new legal duties to help their workers in the UK save for retirement. They must automatically enrol certain workers into a qualifying workplace pension scheme and make contributions towards it.

A qualifying scheme is one that meets the strict criteria for workplace pensions set out by The Pensions Regulator (TPR). It must be registered with HM Revenue & Customs for tax purposes and satisfy certain quality standards set out by the regulator.

Automatic enrolment applies to all employers; even to firms with just one employee. The deadline for establishing a pension scheme differs depending on the size of the company on 1 April 2012. Most employers run defined contribution (DC) pension schemes and to qualify minimum contributions must be made. Many existing pension schemes will already qualify under the auto-enrolment rules but it is worth checking just in case. The only thing that may have to change is the amount the employer and employees pay into the scheme.

Your deadline for being compliant with your new automatic enrolment duties is known as your staging date. Auto enrolment started in October 2012 with the biggest companies in the UK joining first. The ‘staging dates’ or deadlines for auto enrolment run until 2017, which is when the smallest companies will have to join.

What do I need to do next?

You have four months from your staging date to complete registration with TPR and to provide certain information about how you’ve complied with your automatic enrolment duties. Employers need to automatically enrol certain workers into a pension scheme and make contributions towards it.

Where can I get further help and guidance?

If you would like to request further help and information from Paul Summers & Co please register below and a member of staff will contact you.

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Church Lane Accountants Limited t/a Paul Summers & Co, 28A Church Lane, Marple, Stockport, Cheshire SK6 6DE. A Company Registered in England No. 10364791

Stockport Accountants

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